Because it was a Debit card, and not a Credit card, it meant I wouldn’t pay any additional charges outside of exchange rates and commission. Right?
A recap – having been a happy customer with National Girobank for most of my working life, when it got privatised and sold to Alliance & Leicester, I considered changing to another bank. However A&L didn’t actually change much about the account, and served it well, so I stayed.
Of course, it is a joke, but there is some element of truth in that, especially if the large fortune you are using is someone else’s.